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FAQ’s

High Caliber Program

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High Caliber Program

Once I’ve been accepted to the High Caliber Program, am I always a High Caliber member?

No, you must maintain the program requirements to continue in the program.

What happens if I stop using one of the products or services that qualified me for this program?

You will have six months to meet the requirements or you will no longer be enrolled in the High Caliber Program and you will lose all benefits and incentives associated with the program.

If my qualification for the program ends, do the rate discounts and incentives still apply?

If you no longer qualify and are no longer enrolled in the program, the incentives no longer apply to new products.

Will two auto loans qualify towards the three products required for the High Caliber Program?

Yes.

Will a motorcycle loan qualify as one of the three products required for the High Caliber Program?

Yes, motorcycle loans qualify.

Will three Share Certificates, Money Market, IRAs, or Savings Squad accounts count as the three products required for the High Caliber Program?

No.

Will an Education IRA qualify for the High Caliber Program?

Yes.

Will a Share IRA qualify for the High Caliber Program?

No.

Does a Secured Credit Card qualify as products required for the High Caliber Program?

No.

Does a mortgage with Police Mortgage qualify as a requirement for the High Caliber Program?

Yes.

Will two mortgages count towards the three products required for the High Caliber Program?

No.

Am I still eligible for the High-Caliber Program if the Debt Protection I purchased expired?

Yes, but you maintain one of the requirements in this category to fulfill the High Caliber status.

What type of service is required to qualify for the High Caliber Program with Liberty Mutual or TruStage?

You must have a current policy.

What type of service is required to qualify for the High Caliber Program with MAF?

You must have an investment with MAF.

What does the personalized representative do for the member?

The representative assists the member with all Credit Union transactions.

Does the personalized representative enter loan applications for the members in the program?

Yes.

Does the High Caliber additional 0.25% on all Share Certificates and IRAs include the renewal of certificates?

Yes.

Which loans are eligible for the 0.25% High Caliber reduction?

New/Used Auto Loans, Motorcycles, Share Secured, and Signature Loans.

Are Mortgages and HELOCs eligible for the 0.25% High Caliber reduction?

No.

Can a loan refinanced with a lower rate and the High Caliber reduction used on the loan?

Yes.

Can the 0.25% High Caliber reduction for loans be combined with any other rate reduction?

No.